Financial Planning

Financial Planning Service

Making decisions on your investments or expenses can be scary but are unavoidable. An average Indian loses at the minimum INR 1 Crore by making erroneous financial decisions in their lifetime. This is where SRI Insurance and Investment Solution comes in to take care of your financial decisions so that you can enjoy the life that you always desired.

We help you to plan and create your financial health report so that you can see things in the big picture. Contact us to get a profound understanding of how your capital is performing and plan a roadmap to achieve your dreams.

Financial Planning Service

Making decisions on your investments or expenses can be scary but are unavoidable. An average Indian loses at the minimum INR 1 Crore by making erroneous financial decisions in their lifetime. This is where Mr. Santosh Jha comes in to take care of your financial decisions so that you can enjoy the life that you always desired.

Mr. Jha helps you to plan and create your financial health report so that you can see things in the big picture. Contact Mr. Jha to get a profound understanding of how your capital is performing and plan a roadmap to achieve your dreams.

What is Mutual Fund

Mutual funds are one of the most common ways to invest in assets. It is a kind of financial vehicle made up of the money collected from various investors to invest in securities such as stocks, money market instruments, bonds, and other assets. Mutual funds are handled by professional money managers, who allot the fund’s assets and try to generate capital gains for the fund’s investors. Mutual funds provide individual or small investors access to professionally managed portfolios of bonds, equities, and other securities.

Why Financial Planning

Consider your personal circumstances, objectives, and risk tolerance.

Helps in choosing the right types of investments to fit your needs, personality, and goals.

Good financial planning can prove beneficial in difficult times.

An accurate 'cushion' in the form of assets is desirable.

Our Process

Plan

Get customized advice across goals, investments, expenses, estate planning, loans, and taxes.

Execute

Implement the customized advice by obtaining all the recommended financial products on a single platform

Manage

Track your journey and rebalance/review your financial investments to make sure they are aligned with your goals

Why Choose Us

Personalized guidance for financial goals

Provide the best comprehensive insurance solutions

Impartial advice and recommendations

100% data privacy and security

Mutual Funds Vs ULIP

Parameters

Scope

Tax Deductions

Liquidity

Fund Management Charges

Mutual Funds

Only Investment

Else Gives Tax Deductions. Capital Gain Tax Applicable

Except For Elss, We Can Withdraw. 1% Fund Value Deducted (Exit Load) Within A Year

Fmc Is Comparatively High (1.35 To 2.5%)

ULIP

Insurance + Investment

U/S 80 C, Tax Exemption And U/S 10(10d) Proceeds Exempted

5 Years Lock-in Period

Comparatively Lower (Less Than 1.35%)

Mutual Funds Vs ULIP

Parameters	Mutual Funds	ULIP
Scope	Only Investment	Insurance + Investment
Tax Deductions	Else Gives Tax Deductions. Capital Gain Tax Applicable	U/S 80 C, Tax Exemption And U/S 10(10d) Proceeds Exempted
Liquidity	Except For Elss, We Can Withdraw. 1% Fund Value Deducted (Exit Load) Within A Year	5 Years Lock-in Period
Fund Management Charges	Fmc Is Comparatively High (1.35 To 2.5%)	Comparatively Lower (Less Than 1.35%)